HDBank's Bond - HDB124006 - Pinetree Securities
HDBank’s Bond – HDB124006
Bond July 22, 2024

HDBank’s Bond – HDB124006

HDBank’s Bond – HDB124006

Bank Information

HD Bank, officially known as Ho Chi Minh City Development Joint Stock Commercial Bank, has been operating for over 30 years and is recognized as a leading bank in Vietnam with an expanding international presence.

HDBank focuses on reaching and serving customers within a vast green ecosystem that includes banking, finance, retail, consumer goods, and aviation. The bank offers products and services tailored to specific customer groups and value chains, meeting customers’ needs. HDBank boasts strong financial capabilities and modern technology, with a network of over 350 banking transaction points and more than 18,000 financial transaction points of HD SAISON, serving over 8 million customers.

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In 2021, HDBank’s credit rating outlook received an upgrade from Stable to Positive by Moody’s, a prominent credit rating agency. In 2022, HDBank was recognized as one of the four robust banks chosen by the Government and the State Bank of Vietnam to partake in the project aimed at restructuring the commercial banking system.

HDBank maintains a high capital adequacy ratio and is one of the first bank in Vietnam to have completed full implementation of Basel III requirements, affirming HDBank’s solid risk management foundation in operation, meeting international standards, enhancing reputation and competitiveness in the market.

Financial Information

HD Bank
(Billion VND)
2020202120222023
Total Asset319,127374,612416,273602,315
Capital24,70430,79038,99546,400
Profit (pre-tax)5,8188,07010,26813,017
CAR12.10%14.33%13.4%12.6%
NPL Rate1.32%1.02%1.67%1.79%
ROAE20.61%23.30%23.5%24.2%

Bond Information

Issuance ScaleVND 3,000,000,000,000
(3,000 billion VND)
Issue Date27/03/2024​
Maturity Date27/03/2031
Term7 years
Coupon Payment PeriodAnnually
Coupon RateReference interest rate + margin of 2.8%/year
Current coupon interest rate 7.575%/year (27/03/2024 – 27/03/2025)
Call Date27/03/2026
Type of IssuingPublic Offering Bond

Documentaries

  1. Bond Introduction
  2. Hợp đồng dịch vụ đăng ký, lưu ký trái phiếu
  3. Thông báo chào bán Trái phiếu HDB
  4. Công bố TTĐT của UBCK về việc chấp thuận chào bán TP
  5. Giấy chứng nhận đăng ký chào bán trái phiếu ra công chúng
  6. Giấy chứng nhận đăng ký doanh nghiệp
  7. Nghị quyết 319 phát hành
  8. Nghị quyết đăng ký chào bán TP
  9. Bản cáo bạch
  10. Cam kết nghĩa vụ của TCPH
  11. Giấy phép thành lập và hoạt động
  12. Điều lệ HDB
  13. Nghị quyết 400 về PA trả nợ vốn
  14. BCTC hợp nhất soát xét 2021
  15. BCTC hợp nhất soát xét 2022
  16. BCTC hợp nhất soát xét 2023
  17. BCTC hợp nhất soát xét quý 1.2024
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