P-9.6% Pioneer

Question 1. What are the eligibility requirements to register for P-9.6% Pioneer?

The following two customer groups are eligible to register for P-9.6% Pioneer:

(1) New customers who open a new margin sub-account at Pinetree from the start date of the P-9.6% Pioneer program.

(2) Existing customers who already have a margin sub-account at Pinetree and meet all of the following conditions:

• Margin outstanding balance = 0 during the last 90 days, and
• Total trading value < 100 million VND in the last 90 days, and
• Average NAV over the last 90 days < 100 million VND.

Question 2. What are the conditions to enjoy the 9.6% interest rate?

To be eligible for the 9.6% interest rate, customers must maintain a Net Asset Value (NAV) of at least 3 billion VND in their account. NAV is assessed daily. If the NAV falls below 3 billion VND, the standard margin interest rate will be applied to the customer’s outstanding balance.

NAV is the net asset value of a Customer’s account, excluding the value of Bonds and the value of Derivative Contract positions.

Question 3. If my intraday outstanding balance exceeds 10 billion VND, what interest rate will apply?

The portion of the outstanding balance exceeding 10 billion VND will be subject to Pinetree’s standard margin interest rate.

Question 4. After the 60 days ends, will I still be eligible for the incentive?

After the 60-day incentive period ends, customers may register for the P-8.8% Package – a policy designed for customers with steadily growing outstanding loan balances.

Question 5. If I cancel P-9.6% Pioneer, can I register again?

Each customer may use P-9.6% Pioneer only once if they have already incurred any outstanding balance that received the preferential interest rate. If no preferential outstanding balance has been incurred, the customer may cancel and re-register. However, P-9.6% Pioneer may be discontinued at any time, depending on market conditions, and Pinetree will notify customers accordingly. Please register and take advantage of the offer as soon as possible.